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Experts Tell Us the Best Finance Books To Read in Your 20s

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This article showcases our top picks for the Finance Books To Read in Your 20s. We reached out to industry leaders and experts who have contributed the suggestions within this article (they have been credited for their contributions below). We are keen to hear your feedback on all of our content and our comment section is a moderated space to express your thoughts and feelings related (or not) to this article This list is in no particular order.

Richest Man in Babylon By George Samuel Clason

This product was recommended by Matt Claes from Weight Loss Made Practical

The reasons why I like this personal finance book are that the book is very easy to read and keeps things simple yet is so good at explaining why you need to save up and invest it in other ventures. It also conveys well that you will make mistakes and lose money but that these things help you become smarter in the long term. This can ultimately lead to the life you want.

Liar’s Poker: RIsing Through the Wreckage on Wall Street By Michael Lewis

This product was recommended by Ben Brading from AquaSwitch

The story of Liar’s Poker is a memoir of Michael Lewis’s unplanned career in Wall Street. Even though this book is now 40 years old the story of misbehaviour in our financial institutions is one that reoccurs making it continually relevant. Aside from being a very entertaining read, this book can give a 20-year-old a view of the consequences of jumping into a career in finance. This includes what you gain (lots of money) but also what you stand to lose (perspective and a sense of worth).

Your Money or Your Life By Vicki Robin

This product was recommended by Rei Shen from Success in Depth

Your Money or Your Life is a great book to help you figure out your relationship with money. The book encourages you to think more about your money values and what’s important to you. For those who are new to topics about financial independence, this book will inspire you to better handle your debts and develop a savings plan.

How to Budget & Manage Your Money By Rachel Mercer

This product was recommended by Michael Morris from Rough and Tumble Gentleman

This financial literacy book is perfect for people in their 20s, especially about budgeting and controlling money flow. It is a good investment, especially in your early years of financial literacy.

Atomic Habits By James Clear

This product was recommended by Harrison Hosking from KEAK

By far the most impactful book I’ve read on how to build successful habits and work toward one’s goals. Too many people, myself included, underestimate the power of compound interest*—*often opting instead to cash in a win and call it a day. This book helped me remember how small incremental steps every day will help you achieve financial goals you thought were only pipedreams. Full of dozens of inspiring real-life examples and actionable tips, I can’t recommend Atomic Habits enough.

Rich Dad Poor Dad By Robert Kiyosak

This product was recommended by Michael Aphelion from The Spreadsheet Page

Rich Dad Poor Dad by Robert Kiyosak, is one of the top personal finance books of all time. It’s a book that should definitely be read by people by their 20s. The books demonstrate what the business mindset is all about and show the value of working smarter. The author retells how he grew up with two fatherly influences. One was his own dad while the other was his friend’s “rich dad.” He goes on to tell these two men shaped the way he looks at money and investing. As the author shares his personal journey, every reader can learn something from the book – especially about the power of making your money work for you.

Keynesian Economics By Alan Coddington

This product was recommended by Carla Diaz from Broadband Search

When Finance Shifted: Keynesian Economics, a sort of by-product of the Great Depression became the talk of many in the financial community when the pandemic had its tightest grip on our economy. While I think it’s great to read theories around and rebuttals to this system, it’s important to listen to the man himself. Hearing what he discovered and how he proposed to address it can put modern economics, and your own personal financial plan, under a new light.

Cryptocurrency Investing for Dummies By Kiana Danial

This product was recommended by Rachel Scott from Nationaltasc

Kiana Danial’s Cryptocurrency Investing for Dummies is one of the best resources you can read if you are looking for a finance book to read. It talks about all the digital currencies and guides you on how to make money through cryptocurrency. It even suggests platforms in order to maximize your gains. Hence, this is one good book you should invest in. This book is best for people who have no prior idea about cryptocurrency but want to try investing in it. It explains the ins and out of cryptocurrency and the risks and gains in investing in it, all in layman’s terms! Hence, this is a great book for everyone.

Stop Scraping By and Get Your Financial Life Together By Erin Lowry

This product was recommended by Lorie Carson from RealPeopleFinder

The book is written for those in their 20s and 30s who are starting to pay off debt and plan for the future. The book’s effortless style and helpful advice make it a fantastic place to start learning about anything from investing to retirement planning and our emotional relationship with money.

How to Manage Your Money When You Don’t Have Any By Mr Erik Wecks

This product was recommended by Lorie Carson from RealPeopleFinder

It was written for Americans who struggle to make ends meet, unlike many personal finance books. Even the most financially constrained households will find hope in it because it offers a courteous, no-nonsense look at the challenging realities of our contemporary economy and an easy-to-follow path toward improved financial security.

Why Didn’t They Teach Me This in School? By Cary Siegel

This product was recommended by Steve Anderson from Junk-Yard-Near-Me

More precisely, why wasn’t this taught to me in school? It is the title of Cary Siegel’s book on financial management. According to Siegel, a retired corporate leader, the book is divided into eight financial lessons, something you should have learned by middle or high school and instead skipped.

The Total Money Makeover By Dave Ramsey

This product was recommended by Steve Anderson from Junk-Yard-Near-Me

Your financial situation is greatly influenced by how you handle your debt. Need some assistance there? Check out The Total Money Makeover by Dave Ramsey. Without sugarcoating it, this New York Times best-seller teaches how to get around debt and strengthen your financial situation by avoiding traps like rent-to-own, cash advances, and credit card usage.

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Experts Tell Us the Best Finance Books To Read