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This article showcases our top picks for
Finance Books For Young Adults. We reached out to industry leaders and experts who have contributed the suggestions within this article (they have been credited for their contributions below).
We are keen to hear your feedback on all of our content and our comment section is a moderated space to express your thoughts and feelings related (or not) to this article
This list is in no particular order.
This product was recommended by Ben Brading from AquaSwitch
The story of Liar’s Poker is a memoir of Michael Lewis’s unplanned career in Wall Street. Even though this book is now 40 years old, the story of misbehaviour in our financial institutions reoccurs, making it continually relevant. Aside from being a very entertaining read, this book can give a 20-year-old a view of the consequences of jumping into a career in finance. This includes what you gain (lots of money) and what you stand to lose (perspective and a sense of worth).
This product was recommended by Christina Green from My Speech Class
It is one of the best-selling books worldwide. Many financial experts and analysts highly recommend this book. The book lessons focus on knowing how to invest money and be proactive about finances, rather than relying on hard work alone to pay off, which can help young adults be financially literate and wise spenders. The fundamental idea is that rich people have their money work for them. They create situations that make money in the long run through investments and entrepreneurship. The author says that learning the difference between an asset and a liability is the most important thing. Once you do, focus on buying assets and avoiding liabilities. In short, you need to be smart about money in our world and our economy.
This product was recommended by Mike Kern from Sell House For Cash San Diego
This book harnesses colorful descriptions with an easy to read format. The infographics offer a unique and fresh approach to an otherwise boring topic for young adults. It explains how to choose a bank, choosing a financial planner, building an emergency fund, and so much more.
This product was recommended by Ivan Brozincevic from Free Affiliate Marketing Business
If you want to finally attain financial freedom and gain wealth, then this simple and practical budgeting guide is a must have. This book is filled with helpful advice on mindset and attitude awareness, how to budget with ease, how to manoeuvre through debt, and how to increase your income to achieve your financial goals.This simple budget book provides the key to how to effectively deal with debt, where do I start with my finances, how do I start a simple but effective budget, how does my credit score affect my financial outlook, how to understand and define net worth, how to start securing my financial future and advice on how to set relevant financial goals
This product was recommended by Rousseau Vestal from Find The Aisle
People in their 20s and 30s need assistance organising their finances now more than ever. Who is to blame for this? These so-called millennials have reached adulthood in the wake of the biggest financial catastrophe in recent memory and are currently struggling to make ends meet. They struggle to live on a budget in an unstable economy, they have record amounts of student loan debt, and they pay sky-high rent. So Get a Financial Life can teach those who are just starting out how to reduce their debt, prevent typical money blunders, and navigate the ever-changing world of personal finance in today’s environment. Topics covered include dealing with taxes and improving credit ratings.
This product was recommended by Rick Wallace from Registered Agents Reviewed
The best finance book I have seen for young adults is the Barefoot Investor: Five Steps to Financial Freedom in Your 20s and 30s. It is a simple guide to avoiding money mistakes and making good financial decisions. It is very much geared to young adults covering learning to save, avoiding excessive fees in your investments, working out how much insurance you need, planning for different phases of your career and for retirement. It is written for an Australian audience, so some of the companies mentioned might be unfamiliar, but the lessons apply universally.
This product was recommended by Sudhir Khatwani from The Money Mongers
A book that I came across in my early days is called I Will Teach You to Be Rich by Ramit Sethi. The book talks about how you don’t have to be a financial expert to become rich. Instead, the best financial management principles are actually very simple: sound budgeting, conscious spending, sensible banking, and buy-and-hold investment strategies. The book suggests certain steps that allow you to start taking control of your money in 6 weeks. It is definitely a great read for young adults who are just starting out with their financial journey.
This product was recommended by Deepanshu Bedi from Holistapet
This book is about how the author achieved being a multimillionaire. He gave tips on how to maneuver the industry and shared lessons he picked up throughout his journey. It explains the difference between being lucky and smart in the business world and how to take advantage of it.
This product was recommended by Oscar Rodriguez from OssieRodriguez
If you’re looking for a finance book that will give you a great foundation for your financial future, The Total Money Makeover is a great choice. Author Dave Ramsey offers readers a step-by-step plan for getting out of debt and building wealth. One of the things that makes this book so valuable for young adults is that it provides clear, actionable advice that can be applied to real-life situations. Ramsey also does an excellent job of explaining complex financial concepts in simple terms. As a result, The Total Money Makeover is a great resource for anyone who wants to get a handle on their finances and make smart financial decisions.
This product was recommended by Rob Greene from Price of Meat
It’s a real-world, easy-to-follow, and understand financial guide that teaches young people all they need to know about money as they move through high school, on to college, and into the working world. It teaches all of the basic and advanced fiduciary skills that any, and every adult needs to know as they move through life.
This product was recommended by Dave Bochichio from Clean Cut Finance
How Rich People Think discusses 100+ different ways how successful people think versus the average person, based on interviews over decades. This book is a great read because it will help young people open their minds about what they have or haven’t learned about personal finance, business, and general mindset about problems they will face in the adult world. Some examples include how successful people handle problem solving, how they view the use of money, and how they view making of money, in comparison to the average person. Readers who start thinking more like a successful person, as interviewed and defined in this book, will have better chances of being more successful themselves. Meanwhile, readers who identify as thinking like an average person, as defined by the book, can transform their thinking into that of a successful person.
This product was recommended by Saurav Ahuja from ExcelTrick
This book is written by Benjamin Graham and it’s the most read book of finance. This book is all about successfully investing money at stock market. This book is the best option for young adults who are looking for a nice book related to finance.
This product was recommended by Aviad Faruz from FARUZO
Think and Grow Rich is a book I highly recommend for anyone seeking personal and professional growth. The book has sold over 30 million copies and is considered one of the best self-help books of all time. It was written by Napoleon Hill, who was an advisor to President Franklin D. Roosevelt. Hill shares his philosophy of success in the book, which he developed after interviewing over 500 successful people. He argues that success is not achieved through luck or talent but through hard work and perseverance. This message is as relevant today as it was when the book was first published in 1937. If you are looking for guidance on how to achieve your goals, I encourage you to read Think and Grow Rich. You may just find it to be the motivating force you need to reach new levels of success.
This product was recommended by Jason Dempsey from Home And City Living
I think that this book is great for anyone trying to figure out their finances, and is even accessible to younger people who have never studied economics. Inside you’ll find colorful graphics and easy-to-follow text that might not make you an expert, but should certainly help you feel a lot more confident with your knowledge of finance, or at will at least point you in the right direction of the next book you should read.
This product was recommended by Anastasia Allmon from FRP Legal
Everyone needs to pick up a finance book at some point in their lives, even if you think you know everything there is to know, there’s no harm in going back to the basics. And if you don’t even think you know the basics, then you should grab this book. It breaks everything down into easily accessible facts and information and should be checked out by anyone who wants to get a better grasp on their financial situation.
This product was recommended by Ross Jurewitz from Jurewitz Law Group
Not that Millennials are all that young anymore, but I think that this book does an excellent job of breaking down financial topics that are usually a bit chewy into accessible and interesting chunks – I absolutely intend on getting my teenage daughter to read this book in a couple of years.
This product was recommended by Jason Cordes from CocoLoan UK
What You Should Have Learned About Money, But Never Did offers a grounding in personal finance basics, such as establishing financial goals, paying off debt, establishing an emergency fund, and saving for retirement. The author’s conversational style and emphasis on instilling good habits early on make this a fantastic book for teens entering the workforce for the first time.
This product was recommended by Jason Cordes from CocoLoan UK
The Early Investor, by Michael Zisa, is an excellent introduction for any motivated young person interested in investing and wealth-building. Zisa provides comprehensive answers to questions such as What is investing and Why should I invest in stocks as well as guidance on frugal investing, alternative investments, mutual funds, ETFs, and investing and financial planning basics.
This product was recommended by Ray Leon from Pet Insurance Review
Personal Finance for Dummies, 9th Edition by Eric Tyson is an excellent finance book for young adults. This all-inclusive book includes a wellspring of financial insight on everything from budgeting and investing in mutual funds to understanding different types of insurance—newer topics include cryptocurrency, technology, and even millennial lifestyle changes.
This product was recommended by Cindy Corpis from SearchPeopleFree
This book is for young adults who live on their own, have a low income, are enrolled in school, graduated, or have recently tied the knot and need to organize their finances. It is presented in a reader-friendly language and demonstrates how individuals can organize their finances, manage their money well, responsibly utilize credit cards, live debt-free lives, and plan for retirement.
This product was recommended by Ashley Amor from PeopleFindFast
This book provides personal finance wisdom that is easy to earn and simple to start. This ultimate beginner finance guide includes a simplified budget spreadsheet and other essential digital assets. This guide will help to solve the common money problem we all face. This book is filled with pragmatic stories in an understandable and readable language. This book is a perfect guide for young adults, working professionals, and the elderly.
This product was recommended by Lyle Florez from EasyPeopleSearch
Tiffany Aliche, nicknamed The Budgetnista, discusses her personal triumph over debt and financial difficulties. Get Good With Money also contains worksheets to help you analyze your financial health without feeling embarrassed or judged.
This product was recommended by Lyle Florez from EasyPeopleSearch
This book is a must-read for anybody seeking early retirement through the FIRE (Financially Independent, Retire Early) movement. It lays out the fundamentals of getting started on this route. However, it also looks at ideas that might help you achieve financial independence and retirement, even if retiring early isn’t on your bucket list.
This product was recommended by Alice Eve from Cicinia
George S. Clason’s faux-biblical parables about acquiring wealth have inspired investors since the 1920s. Like most of the personal finance books that followed, The Richest Man In Babylon emphasizes saving over spending. However, the book also insists that charitable giving is equally as important, provided you don’t allow those two whom you give to become dependent upon your gifts.
This product was recommended by Kelvin Stewart from USBadCreditLoans
This book is about recognizing the importance that financial independence may bring to one’s life and explains how it is not attainable by only a select few. The book is presented in the style of an autobiography: the author tells the reader in detail how her life was as a child, and while discussing her own journey, she teaches the reader how to increase their fortune. It was quite intriguing to see how simple ideas might evolve over time and how effectively these notions worked for her. This book is ideal for young adults, I wish I had learnt these things in school or college since I believe they are crucial when one becomes independent.